Top Payment Gateways for Magento 2

Top Payment Gateways for Magento 2

What is a payment gateway?

In simple terms, an e-commerce payment gateway allows credit card payments within an online store’s existing software. Online retailers and e-commerce companies can utilize it to handle transactions directly with the payment processor, who subsequently receives payment from the consumer. Customers may receive a payment gateway through their bank or from independent, licensed financial service companies.

Payment gateways enable users to transmit credit card information while ensuring security. This financial information can be sent between the merchant’s payment gateway and the acquiring bank.

What is the best way to evaluate a payment gateway?

Your website or app may offer a great user experience and functionality. What about the payment process? Customers will cease using a service if the payment procedure is not simple, straightforward, and secure.

Choosing the proper payment gateway for the e-commerce firm makes a significant contribution to Magento shops’ overall performance in providing customers with an excellent checkout experience. When selecting a payment gateway for their Magento shop, organizations should consider the following four factors:

  • Security – Refers to how well payment and transaction information, or personal customer data, are protected.

  • Convenience – Refers to the ease with which functionality can be integrated.

  • Capabilities – Refers to what forms of payment are accepted or what alternative choices are available.

  • Cost – Consider the sorts of costs charged in payment processing, as well as if these fees are payable on a monthly basis.

Other considerations should be made while setting up a payment gateway integration for Magento online stores. First, the chosen payment gateway must adapt to the size of the business since the Magento platform will experience ongoing business expansion.

Here are the top 5 Magento payment gateways :


Paypal is an eCommerce payment platform that allows individuals and businesses to send and receive payments without disclosing financial information. It is a top-rated payment gateway that allows customers to immediately send or receive payments from anywhere in the world. It is an unrivaled top-pick alternative for both clients and store owners when it comes to safe payment. Its market reputation has surely been established by gaining the confidence of over 218 million customers and 17 million businesses. 

This method is appealing to users for a variety of reasons. PayPal provides free account registration as well as a free download of the PayPal app and a free Magento Extension for integration. PayPal accounts provide direct connections with bank accounts, allowing clients to pay for online transactions without using credit cards on any device. Customers’ financial security is prioritized during the checkout process since vendors will only receive the PayPal account number and not a bank account or credit card number. Buyers may also use PayPal to make purchases in foreign currencies without having to worry about currency conversion.This payment gateway charges 2.9 percent plus 0.30 USD for each authorization.


Stripe is a cloud payment gateway that enables businesses to accept and process online payments from anywhere in the world. It provides comprehensive solutions for online payment processing.

To earn its well-deserved market position, the gateway provides various remarkable features. One of the most significant advantages is the ability to remain on-site rather than being sent to various sites during payment. This completely integrated global platform has provided a new level of payment simplicity, from simple recurring and subscription payment setup to quick rebilling of consumers without retaining credit card information, charging pro-rata availability, and a seamless checkout experience. They have also provided a free Magento 2 integration module. This module can be easily integrated into your Magento 2 eCommerce store with the help of the Magento Ecommerce Developer.

There are shockingly no extra fees imposed in Stripe integration, including monthly fees, start-up fees, minimum charges, and card storage fees; everything is made simple and transparent to consumers. For this extension, Magento business stores must only pay the corresponding charges of 2.9 percent + 0.30 USD per permission.


SagePay collaborates with merchant accounts to provide the best payment gateway solution possible. The goals in payment security and fraud minimization set this expansion apart from others in the same industry. With the highest degree of card data security—PCI DSS Level 1 compliance, which effectively protects transactions against fraud—it is gaining recognition by all major banks and credit card firms. The Sagepay payment for Magento 2 in particular offers extra security layers like AVS, CVC, and 3D Secure authentication.

Furthermore, SagePay provides a Credit Card Vault, which keeps clients’ credit cards as a form of token. The stored token system not only protects the privacy of client information, but it also allows consumers to experience a much faster buying process since they simply have to pick the integrated token, which requires fewer steps to complete. As clients’ purchasing processes speed up, shops may get funds more quickly.

With the Magento 2 SagePay extension, merchants may customize their payment procedures and interface by selecting one of three connectivity options: SagePay Direct, SagePay Form, or SagePay Server. This feature gives stores more options for selecting an appropriate integration technique for implementation.


WorldPay is one of the most well-known merchant service providers. It has so far served over 400,000 merchants in 146 countries and is projected to handle over 26 million transactions per day. These results are due to the amazing features that WorldPay has been tailored to provide.

Customers may now pay in additional ways thanks to WorldPay’s Virtual Terminal and pay-per-link capabilities. Customers no longer need to leave the site to make a payment; instead, they may enter their credit card information on the WorldPay hosted payment page or others that are connected with the WorldPay payment extension. The information will then be forwarded to the payment gateway, where the payment procedure is authorized.

Customers and retailers may both benefit from WorldPay integration. This payment gateway adapts to any business size and shape by providing an appropriate management tool to assist firms in keeping track of transaction information, insights, and important reports. Furthermore, merchants do not need to be concerned about security because WorldPay has an enhanced fraud prevention system.

When incorporating a Magento 2 WorldPay payment extension into their businesses, Magento 2 stores may enjoy many more significant payment capabilities, such as WorldPay eWallets payment, WorldPay local card schemes payment, Worldpay vault for card storing, and admin order payment.


2Checkout is a well-known worldwide payment gateway that enables companies to accept online payments from customers all around the world. It provides various features and localized payment alternatives that assist both retailers and customers in streamlining the payment process.

It is a payment gateway based in the United States that accepts multiple payment methods and transactions from all over the world. It is safe and dependable, with over 50,000 merchants worldwide using the 2Checkout payment gateway. In worldwide marketplaces, it accepts eight different payment methods, 15 languages, and 87 different currencies.

The pricing per transaction with this cart varies depending on the location of the business, and a high-volume discount is available for firms that handle more than 50,000 USD per month. A company in the United States is charged the same fee as the other payment gateways: 2.9 percent + 0.30 USD per transaction.


Online payment has been a huge step forward in digital business, making checkout easier than ever before. The use of an ultimate payment gateway can assist retailers and their consumers by speeding up the checkout and money transfer procedures. Magento 2 shops should consider adding a Magento payment gateway extension to take advantage of a full-featured payment gateway as well as the extra functionality that only Magento extensions provide.